Buy a home with no money down!
- Brantley Wheeler

- Mar 18
- 2 min read
Updated: Apr 3
How to Buy a Home with No Money Down
Owning a home may seem out of reach if you don’t have savings for a down payment, but with the right financing options, it’s possible to buy a home with no money down. One of the best solutions available is an FHA-backed 100% financing loan, offered through one of our preferred lenders. Here’s how it works:.

What Is the FHA 100% Financing Loan?
This loan product allows eligible buyers to purchase a home without making a traditional down payment. While standard FHA loans require a minimum of 3.5% down, this special financing option covers the entire purchase price of the home for qualified buyers.
What Costs Will the Buyer Be Responsible For?
Even though this program eliminates the down payment, there are still some upfront costs that buyers should be prepared for. These include:
Home Inspection – Ensuring the property is in good condition.
Survey – Verifying the property’s boundaries.
Appraisal – Determining the home's market value.
To help offset these costs, we provide a closing credit of up to $1,000 to eligible buyers.
How We Reduce Closing Costs
To further minimize out-of-pocket expenses, we negotiate with the seller to contribute toward closing costs. With successful negotiations, this means buyers could potentially move into a home without paying anything at closing beyond what is required by the lender.
Who Qualifies?
This loan is subject to FHA credit and income requirements, as well as lender approval. Additionally, not all properties will qualify—eligibility is determined on a case-by-case basis. However, for those who meet the criteria, this financing option provides a great opportunity to become a homeowner with little to no upfront investment.
Ready to Learn More?
If you’re interested in buying a home with no money down, contact us today to see if you qualify for this unique financing program. Our team is here to guide you through the process and help you achieve your homeownership goals!
Brantley Wheeler, Founder/Broker
Cell- 352-460-8538
Office- 352-432-8314
Email- Broker@DWCO.Homes
Admin- Admin@DWCO.Homes



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